Final Destination: The Concept of Charity Bank

Charity Bank is dedicated to supporting high-social-impact charities and social enterprises. The specialized bank will maximize social impact through loan financing, involving social investors and savers, directing investment towards disadvantaged communities and under-supported causes, improving lives and communities.

Benefits:

Lenders:

A deposit is a positive and intentional choice to invest in mission-led businesses that are working to bring about essential social change.

Guiding applicants through the credit, legal and due diligence processes.

Borrowers

Lending for a specific purpose - to bridge a gap in finance while waiting on a grant.

Significantly lower interest rates thanks to the industry of "good" finance.

Investors:

Social Impact Multiplier - for every 1M Euro of investment capital (equity and subordinated debt), the Charity Bank can raise around 8M Euro or even more of savings and thereby make more social loans.